Fannie Mae has announced that it will implement Desktop Underwriter® (DU®) Version 10.0 starting September 24, 2016, which will require lenders to use tri-merge reports containing trended data from Equifax and TransUnion. Trended credit data will enhance the static snapshot of a consumer’s credit balances with up to 24 months of historical data, such as payment and balance. This new industry standard will provide mortgage lenders with access to additional insightful data, hel