It is important to annually check your credit report to make sure it is accurate and up to date. It affects your personal financial accounts and loan rates when you’re ready to make a large purchase. Yes, reading your credit report can be confusing. No, you’re not the only one. We’re here to break down the credit report to make it easier for you to read and understand what's really going on. A credit report is made up of different sections, however most of the information is

Homes in southern California are at a record high and it doesn't show that the buying market is slowing down either. Based on the article from National Mortgage Report, prices for homes have been on the rise for the more than five years. This is because of the growing economy, mortgage being lower than ever and a shortage of homes for sale. As hard as it may sound, with the rise of homes, it is helping many homeowners recover from the housing burst, but it also raise concern

In the beginning of this August, major changes may have impacted millions of consumers who are looking to be qualified for home loans. The first to change is that three of the biggest credit reporting agencies have decided to remove and exclude tax liens and civil judgment from consumer credit reports if the negative information does not include the customer's name, address and social security number or date of birth. By doing this, credit scores will improve as credit report