Trimerge Credit Reports
Our trimerge reports include the most up to date consumer information as provided by the 3 major credit bureaus. We integrate with the major LOS programs including: Calyx Point, Encompass and Lending QB.
Rapid Rescore Resolve
Our 24-72 hour turn time service will help you increase your borrower's FICO scores to prequalify for a loan or qualify for a better rate. We also offer simulators that will help calculate potential FICO score increase based on actions your borrower takes.
Credit Xpert FICO Simulators
ISC offers Credit Xpert, a suite of intelligent software solutions that help you uncover your clients' true credit score. Close more loans by maximizing applicatns' credit scores. Eliminate the guesswork by providing helpful insights, predictions and more through credit analysis to your clients.
Ratings and Supplements
Our 24 hour turnaround time allows you to clear PTD conditions faster and more efficiently. Easily submit your requests online in our easy to use interface. Our experienced team will handle your supplements in a timely manner.
We also offer tax return verifications, flood certifications, verification of employment and SSA89 to name a few that are integrated in our system. This allows for easy ordering, easy tracking, and fast turn times.
ISC also provides Experian's OFAC, TransUnion's High Risk Fraud Alert, and Equifax's Safe Scan, that may be required by some lenders.